Disclaimer

This tool provides general estimates for educational purposes only. It is not financial advice and is not an offer, approval or guarantee of finance. Results are based on the information you enter and published rules, and may differ from lender assessments or your personal circumstances. FinLab is not a licensed Financial Advice Provider under the Financial Markets Conduct Act 2013 and is not regulated by the FMA. Figures are indicative and based on rules current at the last verification date shown on each tool. For advice specific to your situation, consult a licensed financial adviser — you can find one at fma.govt.nz or sorted.org.nz.

For personal advice, speak with a licensed financial adviser. FinLab is not a licensed Financial Advice Provider.